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Call us on 01273 789 979

If your business owns property – whether that’s commercial premises or a residential property portfolio – then you will understand the importance of protecting that asset.

Risks to property holdings can come in many forms, from the possibility of fire, flood and accidental damage to structural risks from subsidence or even non-standard property construction. If you are a commercial or residential landlord then your business may also be exposed to risks such as contents damage, or loss of rent resulting from tenant arrears, rent disputes or void periods.

The Business Insurance Service will assess your property insurance needs and provide you with expert, impartial advice on the policy or package to best protect your bricks-and-mortar assets.

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Core elements of property owners insurance typically include

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• Buildings to include accidental damage and subsidence

• Landlords contents or cover for items in communal parts

• Property owner’s liability to protect visitorsAlternative accommodation for your tenants

Optional cover might include such elements as

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• Loss of rent if the property is uninhabitable

• Legal expenses to defend your legal rights

• Rent guarantee should your tenants fail to pay

• Engineering insurance for lifts or escalators

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If you would like to discuss your Property Owners Insurance requirements for your residential or commercial buildings, you can call us on 01273 789 979 or send us an email.​